Financial Consultant

at Community Financial System, Inc. in Manchester Center, Vermont, United States

Job Description

Overview

At Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer commercial banking, wealth management, investment management, insurance and risk management, and benefit plan administration.

Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day.

To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.
Responsibilities

We are seeking a knowledgeable and client-focused Financial Consultant to join our team at Nottingham Investment Services (a division of Community Financial Systems, Inc.) a leading financial services institution. The ideal candidate will play a key role in helping individuals and businesses achieve their financial goals through personalized investment strategies, retirement planning, and holistic financial solutions. This position requires a deep understanding of financial markets, strong interpersonal skills, and a commitment to ethical financial guidance.

Key Responsibilities:
Consult with clients to assess their financial situations and develop customized financial plans
Recommend a mix of investment, insurance, retirement, and banking products that align with clients' goals and risk tolerance
Conduct regular portfolio reviews and adjust strategies based on market conditions and client life changes
Stay informed about economic trends, financial markets, and regulatory changes to provide informed advice
Cultivate long-term client relationships based on trust, transparency, and results
Collaborate and partner with internal departments to deliver comprehensive solutions, i.e. Retail Branch partners, Commercial Banking partners, BPAS and OneGroup Insurance
Adhere strictly to industry regulations and internal policies, maintaining documentation and compliance standards
Meet or exceed individual performance metrics including asset growth, client acquisition, and retention targets
Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures, and internal controls, and meet all job-specific training requirements in a timely fashion.

Qualifications

Education, Training and Requirements:
Bachelor's degree in Finance, Economics, Business, or a related field (MBA or CFA designation a plus)
Appropriate financial licenses required (e.g., FINRA Series 7, 63/65 or 66; CFP preferred), Life, Accident and Health Insurance
Strong knowledge of investment strategies, retirement planning, tax implications, and insurance products
Exceptional communication and interpersonal skills
Proven track record of building and managing client relationships
Team player with the ability to collaborate with others
Proficient in financial planning software and CRM systems
All applicants must be 18 years of age or older
Preferred Skills:
Experience with mass affluent, high-net-worth and commercial clients
Strong analytical thinking and decision-making skills
Bilingual or multilingual proficiency is a plus
Familiarity with digital advisory platforms and financial technology tools
High level of emotional intelligence, empathy, and professionalism
Expert knowledge of basic personal computer, MS Office (e.g., Word, Excel, PowerPoint) and internet applications
Comfortable working in a fast-paced, technology-driven environment
Detail oriented with superior organizational skills and ability to prioritize
Experience:
2-5 years of experience in financial advising, wealth management, or investment consulting

Other Job Information

Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!

Physical Requirements:
The physical demands described here are representative of those that must be met by an employee to... For full info follow application link.

Community Bank System, Inc. is an Affirmative Action, Equal Opportunity Employer who fully embraces diversity - minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity.