Mortgage Loan Originator, Randolph, VT

at Bar Harbor Bank & Trust in Randolph, Vermont, United States

Job Description

Description

Bar Harbor Bank & Trust offers: competitive pay, referral incentives, an employee stock purchase plan, medical/dental/vision/life insurance plans, paid holidays, 401(k) plan, paid time off, a wellness program, continuing education benefits, and more!

Bar Harbor Bank & Trust, one of New England’s top financial institutions is looking for a responsible and dedicated individual to join our Residential Lending team as a Mortgage Loan Originator in Randolph, Vermont.

The ideal candidate is a self-starter, who enjoys working with new and existing customers, to provide thoughtful solutions through lending and companion products that require more complex sales techniques. This is a great opportunity to work with a very successful, strong rooted residential lending department. The organization offers robust technology solutions to optimize the performance of our ambitious team of mortgage professionals.

Responsibilities (Essential):

+ Meeting with customers or prospective customers in order to promote products offered by the Bank, in an effort to meet customer needs while providing excellent customer service

+ Develop and maintain a network of developers, realtors, attorneys, accountants, and other potential centers of influence and referral sources

+ Market and cross-market the Bank’s loan and other products and services, using approved marketing materials

+ Originate new mortgage and home equity loans/liens, obtaining all required information and documentation from the customer

+ Able to work with multiple systems applications to navigate products and recommend profitable solutions from unstructured inbound and outbound sales leads

+ Ability to skillfully craft lending products with companion products and pricing that results in client sales

+ Demonstrates solid sales production in volume or units over a sustained timeframe

+ Stay informed with all different kinds of loans available and is comfortable interviewing applicants to assess their loan requirements

+ Ability to advise applicants on which option is best suited for their needs

+ Make all required disclosures to customers, including, without limitation, disclosure of all required loan fees and costs

+ Provide progress reports to clients, and assist with resolving any discrepancies

Required Education & Experience:

+ At least three years of previous experience as a Mortgage Loan Originator is required.

+ Prior banking experience required.

+ Minimum of an Associate’s degree, or equivalent work experience.

+ Full competency in business math and basic accounting skills.

+ Ability to analyze, interpret findings and results, and to draw logical conclusions in carrying out day-to-day responsibilities. Flexibility to learn and keep current with changing procedures and regulations, varying job assignments, technological advances, and new equipment.

+ Proven history of working as a positive team member in a fast paced, high volume environment while managing multiple priorities.

+ Exceptional customer service skills.

+ Must obtain and maintain a valid NMLS registration.

+ Working knowledge of Windows-based software programs.

Bar Harbor Bank & Trust is an Equal Opportunity Employer, Minority/Female/Disability and Protected Veteran.

Education

Required

+ High School or better

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities